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February 10, 2010 / Brett Cohrs

Do you ‘have’ to have coverage?

These stories can rip your heart out and reveal the holes in our system of long term care: not always enough money consequently not always the best trained employees (or overworked quality employees). And to top it off, so many without coverage.

The story references that the state in which the event occurred does not require assisted living facilities to carry insurance. 

I run into this often: “We don’t have to carry this or that coverage.” 

The question: Could you withstand a $1.2 million lawsuit?

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